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(en) [Greece] On electronic real estate auctions - "Petralona communist anarchist initiative" By ANA (ca, gr, it, pt)

Date Mon, 18 Dec 2017 09:10:05 +0200


It seems that at the end of November or early December the platform for the realization of electronic auctions of real estate will be ready. This measure is a requirement of the Troika (European Union, European Central Bank, International Monetary Fund) on the closure of the third assessment. Its purpose / pretext is to reduce the number of loans. According to the press, 10,000 houses will go to auction in 2018 . Tickets for these auctions are 1.5 million euros. ---- But let's see how we got to this point. During the past three years attempts at court auctions have been thwarted as fighters have successfully blocked the sale of houses from the population. Hence, it was to be hoped that the state would seek ways to overcome the resistance of the poor. A simple way to do this was to create the electronic platform where unrestricted auctions and reactions take place.

The main line of defense of the government on this obscene measure is that "it can not be that someone who has very high purchasing power can not repay his loan, this being his first home." Its purpose is to "affect the intentionally debtors", ie those who owe a lot of money, who can afford but do not. At the same time, they reassure us that the first housing is protected and no houses with debts of less than 200,000 euros will be confiscated.

To start, on 1 st January 2014 it was abolished the law that prohibited the confiscation of property for debts of less than 200,000 euros. There are publications that say to put on real estate auctions for debts of more than 50,000 euros. Also, there is no law that protects the first dwelling. With respect to the "intentionally debtors" (ie capitalists), in addition to being a minority of debtors, we have serious doubts that confiscate their belongings. In addition, the € 50,000 ceiling clearly reflects the intention to confiscate the homes of the poor. The reality is confirmed by examples, such as the unemployed DB in Thessalonica, which was 48 square meters in area, and for debts to the banks lost everything, being this their first habitation.

What are real estate auctions really?

Those who participate in almost all auctions are the banks (Piraeus, Alpha Bank, Eurobank), whose objective is the reduction of "personal loans" through liquidations, that is, confiscations of real estate. The plan of many banks is to buy auctions in many real estate, since the auctions evaluate the commercial value and not the objective value of the real estate. This means more profit for the financial capital, since the reduction of the price of the property with the auction, adds the interests that were imposed of the debtor when taking the loan. By the time people took on loans at will, consumers actually invested overvalued values because the real estate value at that time was determined by the ease of getting a loan due to disproportionate financial expansion. In this auction game we have the implication of financial capital (banks, real estates, funds, real estate agencies), consumers (population) and the public sector (state). The role of the state was indirect but decisive: When a consumer gets a loan from the bank, he actually liquidates in advance the future wages, which he will never receive (because of the crisis), since all governments have taken steps to cut, directly or indirectly, the salaries of employees in the private sector, as well as in the public sector. As a consequence of all of the above, consumers have acquired a lot of debt and have therefore increased public debt. When a consumer gets a loan from the bank, he actually liquidates the future salaries in advance, which he will never receive (because of the crisis), since all governments have taken measures to cut, directly or indirectly, the salaries of employees in the sector private sector, as well as in the public sector. As a consequence of all of the above, consumers have acquired a lot of debt and have therefore increased public debt. When a consumer gets a loan from the bank, he actually liquidates the future salaries in advance, which he will never receive (because of the crisis), since all governments have taken measures to cut, directly or indirectly, the salaries of employees in the sector private sector, as well as in the public sector. As a consequence of all of the above, consumers have acquired a lot of debt and have therefore increased public debt.

Putting all this within a political framework, we note that the governmental coalition confirms what the role of the state, that is, the management of the capitalist system in the country (in times of crisis), to the benefit of the holders of wealth, on the one hand, at juridical and institutional level, the interests of Capital, and on the other hand, imposing its orders on society. In any case, the measure of real estate auctions is one of the many measures approved by the governments of the Capital during the economic crisis in order to pass on the public deficit to the workers (with heavy taxes, wage cuts, etc.) and to keep the class unharmed bourgeois The tense contradictions between work and Capital reflect the main characteristic in the imperialist phase of Capital, that is, the super accumulation of wealth in the hands of Capital, and the continuation of the process of impoverishment of the proletariat. In addition, during the period in which we are living (as of 2008), the violent transition from Keynesianism to neoliberalism is reflected, in which there are incalculable casualties for the population dependent on Capital.

From now on

The application of electronic housing auctions will bring huge benefits to the banks and companies associated with them. People in popular social strata run the risk of being homeless. It is worth noting that in respect to the Greek reality (which has important particularities and fluctuations / variations compared to other countries) ownership is not a criterion of class differentiation, since the majority of the poor (mainly natives) have at least a house. For us there are no options. Or all together against them or each on their own and weakened. The blocking of the auctions in the courts constituted a barricade that achieved victories and left a positive legacy. We can not allow the fragmentation of the proletariat. Organizing ourselves in unions, neighborhoods and other formations, fightingly claiming what we produce, directly and indirectly. More steps back, no.

Immediate withdrawal of the proposed law on electronic property auctions. No house of the poor in the hands of the rich.

Initiative of communist anarchists of Petrálona

The text in Greek:

http://www.ainfos.ca/gr/ainfos03180.html
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