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(en) Libertarian Initiative of Thessaloniki - Concentration in the courts against auctions --- Housing is a social good and not a commodity

Date Mon, 2 Oct 2017 12:18:56 +0300

In the lunar landscape of Greek reality, as it was shaped by the right-left governments and the European Union in the period of the capitalist crisis, the campaign of bleeding social wealth puts another goal: housing. Following the onslaught of state and capital attack on labor, agricultural production, insurance, social freedoms, the environment and social goods, they target one of the few remaining material props of the working class and the oppressed. ---- The anti-insur- ance Bill passed by the Parliament is another front of the new war that has declared local and international capital to employees, self-employed, farmers, pensioners and, by extension, to all the people who maintain their incomes children, relatives of chronic diseases, etc.). Following the new criminal law against social security, it is more obvious than ever that a pervasive class backlash in the fields of housing, health insurance, and ultimately a coordinated proletarian denial of payments is necessary.

Leaving aside all pretexts, the recent passage of the pre-requisites by the SYRIZA-ANEL government in late 2015 opens the way for the rise of international financial capital against housing. The management of red loans and real estate is now undertaken by international investment firms and funds, among others, the Bank of Greece and the Code of Ethics of Banks (!) Appear to be the custodian of the debtors' interests towards these companies.

Following November's "legislative improvements" that have been hindering the protection arrangements in place so far, the auction protection framework has been severely sharpened, time limits are unclear, while new abstract concepts such as the "co-operating borrower" are being introduced. Clarifications, definitions, assessments, etc., all go to the banks' judgment. The government is losing its hands by simply asking bankers to show understanding and leniency (see Drazasakis statements in November). The queues of the debtors at the peace courts at the end of December, for their inclusion in the relatively favorable Katseli law, highlight the dimensions of the threat. The application itself for inclusion in this law is a costly process with the required amount of about EUR 1000.

From 1/1/2016, the zero-dose option has been abolished for those who have zero income or are unable not only to pay their installments but also to meet the daily expenses of their family. Moreover, the process of free sale and the reduction of the cost of the sale was opened. Thus, if the first auction is fruitless, the second one starts at half the commercial value of the property, while the third one starts at zero starting price. Moreover, if the property is auctioned at an amount lower than its commercial value and the amount of the loan, the debtor continues to owe the bank the remaining amount. And he loses his home and still owes it. In essence, borrowers are asked to repay their loan for the second time. That too,

So if one can not give the banks their net profit, it will be characterized as "non-cooperative" and his home will go out on the hammer or alternatively, his loan can pass into the hands of the investment houses, which with even greater ease from the banks - as they do not necessarily expect to repay the loan - will turn the property into a financial product and gamble by multiplying their profits. For us, the defense of the first home and the prevention of evictions and auctions is the practical and in class terms defense of the social good of housing. Far from populist, falsified radical fanfare, our political framework for the struggle against auctions is the class defenses of all social goods, part of which is also housing-housing.

The cancellation of an auction in the Peace Tribunal moves the process for 2 months later, creating in the first year a first line of temporary defense of our class. Consequently, the presence of all of us in peace courts is essential. We need to realize the need to pass through the defense of housing, safeguarding it as a good for everyone and everyone; the need to pass from defense to attack.

Starting from this position and against any private and commercial exploitation of the dwelling, we use and predict the tool of occupation as a form of combatant recovery of social wealth to provide shelter to all oppressed people, homeless, migrants / workers, poor men of our time.

As Anarchist Federation, a part of the exploited and oppressed, we will fight with our class by all means. We will be there in the courts of law, the streets, the neighborhoods, the judges, the bank representatives and the investment fund managers, in natural confrontation if necessary with their uniform patrons; with the poor, the unemployed, the workers, the oppressed , with the exploited against the state and the capital.

Let's not leave anyone alone with the banking gangs

Classical counterattack, self-organization, solidarity




twitter: https://twitter.com/anarchistfedGr

fb: https://www.facebook.com/anarxikiomospondia20...

In Thessaloniki, auctions are held every Wednesday at 15:30 in Thessaloniki's courts. Until the definitive exclusion of the first homes and the safeguarding of housing as an inalienable right of our class, we block in practice, as a means of pressure, every auction, whatever property it concerns and whatever its use. Until then, we will not allow every kind of state and non-predatory to "do their job".

WEDNESDAY 27/9, 15:30
Eleftherial Initiative of Thessaloniki - member of the Anarchist Federation
l ib_thess @ ho t mail.com

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